Share and Share Draft Accounts Rates
Effective December 1, 2024, and are subject to change. View the full disclosure.
| Account Rates & Terms | Shares & Clubs | Share Draft & Young and Free | Money Manager I | Money Manager II | Money Manager III | Traditional IRA & Roth IRA Share | Traditional IRA & Roth IRA Share | Traditional IRA & Roth IRA Share |
| Dividend Rate | .05 | n/a | 2.05 | 2.20 | 2.60 | 2.05 | 2.20 | 2.60 |
| Annual Percentage Yield (APY) | .05 | n/a | 2.07 | 2.22 | 2.63 | 2.07 | 2.22 | 2.63 |
| Dividends Compounded | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly |
| Dividends Credited | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly |
| Dividend Period | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly |
| Minimum Balance Requirement (shares only)
Opening Balance Membership Fee |
$25.00 $5.00 |
Minimum Amount for Check Order | $2,000.00 to $49,999.99 | $50,000.00 to $99,999.99 | $100,000.00+ | $0.00 to $14,999.99 | $15,000.00 to $49,999.99 | $50,000.00+ |
| Minimum Balance to Earn Interest | $25.00 | n/a | $2,000.00 to $49,999.99 | $50,000.00 to $99,999.99 | $100,000.00+ | $0.00 to $14,999.99 | $15,000.00 to $49,999.99 | $50,000.00+ |
| Balance Method | Average Daily | Average Daily | Average Daily | Average Daily | Average Daily | Average Daily | Average Daily | Average Daily |
*Annual Percentage Yield. The dividend rates are subject to change.
